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Ranked #25Fintech & Payments

Klarna

Leading global payments and shopping service, providing smarter and more flexible shopping and purchase experiences.

4.4 / 5 Trust 62/100 SwedenFounded 2005

Our review

Klarna has earned a top spot in the fintech & payments category thanks to its combination of competitive pricing, strong regulatory standing, and consistently positive customer feedback. Below is our independent breakdown of where it excels — and where you should pay attention before opening an account.

Pros

  • Independently verified
  • Transparent fee structure
  • Strong customer support
  • Trusted by millions

Cons

  • Limited availability in some regions
  • Premium features require paid plan

Key features

What customers say

"Honestly the best experience I've had with Klarna. Transfers arrive in minutes."

— Sara T.

"Customer support is responsive and the fees are exactly as advertised."

— James R.