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Ranked #25Fintech & Payments

Klarna

Leading global payments and shopping service, providing smarter and more flexible shopping and purchase experiences.

4.4 / 5 Trust 62/100 SwedenFounded 2005

Our review

Klarna has earned a top spot in the fintech & payments category thanks to its combination of competitive pricing, strong regulatory standing, and consistently positive customer feedback. Below is our independent breakdown of where it excels — and where you should pay attention before opening an account.

Pros

  • Independently verified
  • Transparent fee structure
  • Strong customer support
  • Trusted by millions

Cons

  • Limited availability in some regions
  • Premium features require paid plan

Key features

What customers say

"Honestly the best experience I've had with Klarna. Transfers arrive in minutes."

Sara T.

"Customer support is responsive and the fees are exactly as advertised."

James R.